RedyMoney is Committed to Responsible Lending

To this end, we:

  • offer short-term loans, which are, Payday Loans and Title Loans, to aid the borrowing needs of customers
  • assess that customers can afford the loans, and are able to repay
  • provide clear, complete, and transparent customer agreements and communications
  • treat customers in a helpful, courteous, and professional manner and deliver high standards
  • maintain high levels of customer satisfaction

We carry out credit and affordability checks and our processes are directed by strict criterion. This enables us to find the most suitable customers for the loans we offer.

It also means that we do NOT:

  • target people with debt problems
  • offer loans to people who are unemployed
  • offer loans to people whom we believe cannot afford to repay
  • offer loans to minors or students
  • conduct business with customers if their identity and authenticity are questionable

Our loans are really for short-term solutions; they are not for long-term solutions or designed to keep you indebted, and its purpose should be considered carefully. It is not viewed as appropriate to borrow short-term money to pay off another loan or to cover day-to-day expenses, as this is unsustainable borrowing. You should never seek to borrow money unless you are certain you can repay it otherwise you may incur further charges. Be completely aware that if the loan is not used responsibly, the financial product could create a larger financial burden, as well as negatively impact your credit score.

All pertinent information, including terms and conditions of our loan facilities, as well as charges, will be displayed clearly upfront to aid you to decide whether or not to borrow from us.

REDYMONEY is convenient, and competitive, and we pride ourselves in offering one of the most affordable APR Representative.

Simple, Fast and Easy! We are distinct to other loan companies, RedyMoney cares about its customers and we take time to ensuring you can afford the loan.”

 

What We Offer



A Payday Loan is just as the name says – it’s a loan on your next pay day. RedyMoney will provide you with the cash you need to assist you until you receive your next pay check, at which time you will repay the amount borrowed plus the fees.

 

How it Works

  • Visit our office with your ID, proof of income and bank statement or get started online
  • Complete the application form
  • We will verify the information provided on the application form
  • You will be notified of the approval
  • Sign the loan agreement and a write a personal check for the loan amount plus the fee
  • Cash will be transferred to your account
  • Return on your due date to repay the loan and reclaim your personal check

 



Title loans are often short-term loans. This type of loan is not necessarily dependent on your credit rating; consequently, they attract higher interest rates than traditional loans. Title loans are made under the Alabama Pawnshop Act, Ala. Code 5-19A-1 et seq.

 

How it Works

  • Bring your motor vehicle and title to our office
  • Submit a current valuation
  • Loan amount will be based on the value of your motor vehicle
  • Complete the application form
  • We will verify the information provided on the application form
  • You will be notified of approval
  • Sign the loan agreement, accepting terms and scheduled payments
  • Cash will be transferred to your account
  • Return on your due date to repay loan

 



Cashing your check at RedyMoney enables you to bypass the banks’ long lines, and holding periods, and you would receive cash for your check in rapid time. Visit RedyMoney to cash your check – it is simple, fast, and easy.

 

How it Works

  • Visit our office with your photo ID (driver’s license, passport, etc.), proof of income, bank statement, and the check
  • Complete the Check Cashing Application Form
  • We will verify the authenticity of the check
  • Cash will be exchanged for check